federal No Tax on Tips · 2025–2028
See what your tips may save you under the No Tax on Tips deduction.
The only tip log built around the deduction. Free, offline, no account.
Built for the 70+ IRS-recognized tipped occupations.
"No tax on tips" sounds simple. It isn't.
Log
A whole shift in one tap
One-tap presets, split tips, multi-job. Logged before you clock out.
Qualify
Know what may qualify
It separates qualified tips from auto-grat and service charges — and tracks your $25,000 cap.
Records
Ready for tax time
A clean year-end summary by occupation — qualified vs non-qualified, for your records.
The estimator
See what your tips may save you.
Three quick questions. No account, no email needed to get your estimate.
Estimated federal income tax saved
Estimate based on a 22% marginal rate. Your actual savings depend on your full tax situation. This is not tax advice.
Assumes MAGI under the phase-out threshold ($150k single/HoH, $300k MFJ).
Save this estimate + get a free year-round tip log when Qualified Tips launches.
A look inside
The whole night, in your pocket.
Built for the way you actually work — fast to log, easy to read, and quietly keeping the records you’ll want come tax time.
Why Qualified Tips
Most tip trackers just count money. Qualified Tips knows the rules.
| Feature | Generic tracker | Qualified Tips |
|---|---|---|
| Logs tips | ||
| Knows what may qualify for the federal deduction | ||
| Tracks your $25k annual cap | ||
| Knows the 70+ IRS-recognized occupations | ||
| Auto-flags non-qualified income (auto-gratuity, service charges) |
Who it's for
If you work for tips, it's built for you.
Qualified Tips covers the 70+ tipped occupations recognized by the IRS — W-2 and 1099 alike.
- Servers
- Bartenders
- Baristas
- Hosts
- Bussers
- Food runners
- Hairstylists
- Barbers
- Nail technicians
- Estheticians
- Massage therapists
- Valets
- Bellhops
- Rideshare drivers
- Delivery drivers
- Tattoo artists
- Casino dealers
- Tour guides
- Golf caddies
- Movers
- + 50 more tipped occupations recognized by the IRS
Private by design
Your money stays your business.
100% offline
Your data lives on your device, not in the cloud.
No account. No signup. No ads.
Open the app and start logging. That’s it.
We never see your tips
We do not collect or transmit your tip data.
Questions
Questions, answered straight.
Is "No Tax on Tips" really tax-free?
No — it’s a deduction, not an exemption. You may deduct up to $25,000 of qualified tips from your federal income tax, for tax years 2025–2028. It’s federal income tax only — FICA (Social Security + Medicare) still applies in full.
Which occupations qualify?
The IRS published a list of 70+ recognized tipped occupations (Treasury Tipped Occupation Codes). Servers, bartenders, baristas, drivers, stylists, and many more may qualify. Qualified Tips knows the full list.
Does my state follow the federal deduction?
Maybe not — only 8 U.S. states currently conform to the federal rule. The rest still tax tip income at the state level. Use Qualified Tips to keep records regardless; clean federal records help you either way.
Do mandatory service charges count?
No. Only voluntary tips may qualify — auto-gratuity and mandatory service charges do not. Qualified Tips flags these automatically so you can keep them separate.
What about 1099 / self-employed workers?
You may be eligible if your occupation is on the IRS list — rideshare drivers, delivery drivers, freelance bartenders, mobile estheticians, and more. The $25,000 cap and MAGI phase-outs still apply.
Is Qualified Tips tax advice?
No. Qualified Tips is a record-keeping and estimation tool, not a substitute for a qualified tax professional. The deduction is claimed on the new IRS Schedule 1-A — talk to a pro about your specific situation.
Track your 2026 tips. Be ready for tax season 2027.
Free to log. Upgrade only when you need year-end reports.